Privacy Policy

PRIVACY POLICY

Blanco MohBel Communications Inc.

Effective Date: 19 July 2020

Last Updated: 15 July 2026

1. INTRODUCTION

Blanco MohBel Communications Inc. ("Blanco MohBel", "Company", "we", "our", or "us") respects your privacy and is committed to protecting the personal information of our customers, students, parents, guardians, schools, business partners, website visitors, and application users.

This Privacy Policy explains how we collect, use, store, process, disclose, and protect personal information when you interact with our:

• Websites

• Mobile applications

• Student identification systems

• Taab Card platform

• Top-up and payment services

• School management services

• Customer support channels

• Other products and services operated by Blanco MohBel Communications Inc.

By accessing or using our services, you consent to the practices described in this Privacy Policy.

2. INFORMATION WE COLLECT

We may collect the following categories of information.

Personal Information

• Full name

• Date of birth

• Gender

• Home address

• Email address

• Telephone number

• Mobile phone number

• Photograph

• Signature

• Parent or guardian information

Student Information

• Student ID Number

• BEMIS Number (Belize Education Management Information System Number)

• School name

• Grade level

• Enrollment status

• Student records required for identification purposes

• Taab Card account information

Government-Issued Identifiers

Where permitted by law or required to provide services, we may collect:

• Belize Social Security Number

• Student Identification Number

• BEMIS Number (Belize Education Management Information System Number)

• Other government-issued identification numbers

Financial and Transaction Information

• Card number

• Top-up history

• Transaction records

• Purchase records

• Refund records

• Account balances

• Payment-related information

Technical Information

When you use our websites or applications, we may automatically collect:

• IP address

• Browser type

• Device information

• Operating system

• Application version

• Access times

• Usage statistics

• Cookies and similar technologies

3. CHILDREN'S PRIVACY

Some of our services are specifically designed for students, including children under the age of 13.

The Taab Card system and student identification services may require us to collect and process information relating to minors, including:

• Student name

• Student ID Number

• BEMIS Number (Belize Education Management Information System Number)

• School affiliation

• Grade level

• Card account information

• Transaction information related to authorized use of the Taab Card

When collecting information from children, Blanco MohBel Communications Inc. will take reasonable steps to obtain consent from:

• Parents or legal guardians

• Educational institutions

• School administrators

• Other authorized parties

where required by applicable law, school policy, or contractual arrangements.

We collect only the information necessary to provide educational, identification, security, communication, payment, and administrative services.

4. HOW WE USE INFORMATION

We may use personal information to:

• Create and manage accounts

• Issue and manage Taab Cards

• Verify identity

• Process transactions and top-ups

• Provide educational and school-related services

• Communicate with users, parents, schools, and administrators

• Respond to customer service inquiries

• Improve products and services

• Detect fraud and unauthorized activity

• Maintain system security

• Comply with legal obligations

• Generate operational reports and analytics

• Enforce our agreements and policies

5. LEGAL BASIS FOR PROCESSING

We process personal information where:

• Consent has been obtained

• Processing is necessary to provide requested services

• Processing is necessary to fulfill contractual obligations

• Processing is required by schools or educational institutions

• Processing is required by law

• Processing supports legitimate business interests that do not override individual privacy rights

6. SHARING OF INFORMATION

We do not sell personal information.

We may share information with:

Schools and Educational Institutions

Including:

• Primary schools

• Secondary schools

• Educational authorities

• The Ministry of Education

• Authorized school administrators

for purposes related to student identification and educational administration.

Service Providers

We may share information with trusted vendors providing:

• Cloud hosting

• Data storage

• Payment processing

• Technical support

• Customer service

• Communications services

• Security monitoring

Such providers are required to maintain confidentiality and protect personal information.

Legal and Regulatory Authorities

We may disclose personal information if required to:

• Comply with applicable law

• Respond to legal requests

• Protect our rights

• Investigate fraud

• Protect user safety

• Meet governmental requirements

Business Transfers

Information may be transferred during:

• Mergers

• Acquisitions

• Corporate restructuring

• Sale of assets

7. DATA SECURITY

We implement reasonable technical, administrative, and organizational safeguards to protect information from:

• Unauthorized access

• Unauthorized disclosure

• Loss

• Destruction

• Alteration

• Misuse

Security measures may include:

• Encryption

• Secure databases

• Access controls

• Authentication procedures

• Employee confidentiality obligations

• System monitoring

Despite our efforts, no method of storage or transmission is completely secure.

8. DATA RETENTION

We retain personal information only for as long as necessary to:

• Provide services

• Maintain student and customer records

• Meet legal obligations

• Resolve disputes

• Enforce agreements

• Satisfy educational or governmental requirements

When information is no longer required, it will be securely deleted, anonymized, or archived as permitted by law.

9. COOKIES AND SIMILAR TECHNOLOGIES

Our websites and applications may use:

• Cookies

• Analytics tools

• Pixel tags

• Local storage technologies

These technologies help us:

• Improve user experience

• Maintain security

• Analyze website traffic

• Remember preferences

• Improve system performance

Users may manage cookie settings through their browser configuration.

10. INTERNATIONAL DATA TRANSFERS

Information may be stored or processed in Belize or in other countries where our service providers operate.

Where international transfers occur, we will take reasonable measures to ensure appropriate safeguards are in place to protect personal information.

11. YOUR RIGHTS

Subject to applicable laws, individuals, parents, or legal guardians may request:

• Access to personal information

• Correction of inaccurate information

• Deletion of information where appropriate

• Restriction of data processing

• Withdrawal of consent where applicable

• Information regarding the use of personal data

Requests may be submitted using the contact information below.

12. THIRD-PARTY SERVICES

Our websites and applications may contain links to third-party websites, applications, and services.

Blanco MohBel Communications Inc. is not responsible for the privacy practices of third parties. Users should review the privacy policies of those organizations separately.

13. CHANGES TO THIS PRIVACY POLICY

We reserve the right to update this Privacy Policy at any time.

Changes become effective upon publication on our website or notification through our services.

The updated version will include a revised "Last Updated" date.

14. CONTACT US

If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact:

Blanco MohBel Communications Inc.

Email: privacy@mohbel.com

Website: https://mohbel.com